Gain access to better health plans at a better price for you, your employees and their families.
Employees will have access to an extensive variety of health benefits including provisions for Major Medical Health Insurance, Group Supplemental Products, Dental, Vision, Life Insurance, Short and Long-term Disability, and 401k.
Benefits Built For Your Business
Businesses partnering with Applied Business Solutions have access to employee benefits normally offered only by larger companies, allowing them to attract quality employees on a level playing field and save money on their benefit packages with our competitive pricing. Clients may choose from multiple ACA compliant plans based on specific needs and receive online access to health information, claims and other resources.
Our Employee Benefits Packages include coverages for:
- Major Medical Health Insurance (PPO, HMO, HSA)
- Dental Insurance
- Vision Insurance
- Accident Coverage
- Hospital Indemnity
- Short Term & Long Term Disability
- Life Insurance
- Legal Plans
- NestEggs 401k Retirement Plans
“Up to 20% more employees recommend their employer based on the availability and value of offered benefits!”
- Benefits Offered 66% 66%
- No Benefits Offered 46% 46%
Our Master Medical Plans
A health insurance Master Plan allows our organization to combine all of the employees we serve under one large insurance umbrella. The employees continue to be individually underwritten or covered by their own company’s plan, but they are pooled with several other HCM-represented companies for underwriting purposes.
Why Health Insurance Master Plans Matter
Simply stated, a master plan saves employers and employees money because they become part of a larger pool of people. The insurance plan is less expensive to administer, resulting in lower premiums. At Applied Business Solutions we utilize a Florida Blue Cross/Blue Shield health insurance plan, which allows us to enroll people in our HCM immediately, and they experience lower costs on health benefits from day one. Our clients’ savings can be significant, often partially or fully offsetting the cost of their human resources, payroll and tax compliant HCM services.
A Health Insurance Master Plan can change your entire benefits landscape, save you money, and be a critical piece in retaining and attracting the right employees. Contact us today to learn more about our HCM services and how much money you could save with a Master Plan.
Group Supplemental Products
Includes coverages for Group Life Insurance, Accident Coverage, Short and Long Term Disability, Critical Illness and Hospital Indemnity. Active care policies include heart attack, stroke, cancer with chemotherapy upgrade. True cancer policies include cancer diagnosis lump sum, facilities, surgical and treatment benefits with the option to add cash value, hospital ICU, cancer and death benefit.
Corporate Wellness Programs
Applied also encourages employers to engage their employees in preventative health care programs. These programs are designed to reduce employee health care claims and impact on attendance by offering gym partnerships and discounts as well as wellness and rewards programs. This can encourage employees to actively monitor their wellness using digital tools and incentives.
MetLife Legal Family Plan
By offering MetLife Legal Plans, employers can provide their employees with convenient access to legal services while enhancing the value of their benefits package. A legal plan can be added for minimal cost, and has high levels of enrollment and usage. MetLife Legal offers a Nationwide Network of Attorney’s who provide an extensive variety of legal services for the entire family, for one low monthly premium.
Enrolling in benefits using paper forms can be cumbersome and confusing for employees. Simplify the process with secure, electronic enrollment. Your employees can sign up for benefits easily from any device and make better, more informed choices. And with an online view of enrollment status across your workforce, you can ensure that selections are properly completed.