Cyber Liability

A unique and proprietary insurance product covering network business interruption, eCommerce trading exposures, crime and protection from intellectual property risks.

CyberPro Protects Your Business


CyberPro is a unique cutting edge cyber liability solution, covering network business interruption, ecommerce trading exposures, crime and protection from media and intellectual property risks. CyberPro also includes loss control education and training; and full post breach crisis management assistance. This program is suitable for nearly all clients with independent insuring agreements so that a policyholder can “pick and choose” their coverage according to requirements.

Ponemon Institute – Cost of Data Breach Study

The 2017 Cost of Data Breach Study from the Ponemon Institute, sponsored by IBM, puts the global average cost at $3.6 million, or $141 per data record. It’s also worth noting that the average cost of a data breach in the United States is much higher at $7.3 million.

The size of the breach is also, obviously an important factor in determining the overall cost. For a breach that results in less than 10,000 records being compromised, the average total cost is $1.9 million, but for 50,000 or more that rises to $6.3 million.

As the General Data Protection Regulations (GDPR) comes into effect in May, the cost of non-compliance could be about to skyrocket. It’s also worth remembering the potential for reputational damage to cause a downswing in any company’s fortunes.

Breaches will happen, but how you act to mitigate them has a very real impact on the bottom line. While the initial data breach is certain to cost money to fix, things get a great deal more expensive when they’re mishandled.

How We Keep Your Business Secure

Loss Control, Education and Training

Up to date advice and information helping policyholders avoid or minimize breach events. Should such events occur, events are managed appropriately and effectively.

On-Line Learning and Resources

The Cyberscout learning management system (LMS) is an online training program that keeps you informed of the latest legal and regulatory developments affecting your business.

Breach Response

The Cyberscout team helps policyholders react swiftly and comprehensively to a data privacy breach.  This team of experts assists with outlining a clear response strategy and supports policyholders following a data loss incident.

Legal Services

If legal advice is required, a best course of action is provided on how to comply with applicable breach notice laws and other credit card related regulations.

Security and Privacy Liability

Coverage for an insured’s failure to protect private or confidential information along with associated legal liability.

Technology Services

Covers any actual or alleged breach of duty, error or omission in the rendering of technology services.

Network Interruption and Recovery

Provides coverage for a company’s own losses and rectification costs from network interruption or following a security breach.

Explore Our Other Services

Payroll & Tax Services

Quick turn-around and accurate payroll and tax filing for each employee, including payroll record maintenance and management.


Protection against and management of claims regarding employee lawsuits and employee wrong doing.

Health Benefits

Employee access a variety of benefits including provisions for Major Medical Health Insurance and Dental.


Applied manages complex lists of often industry specific government compliances.

HR Services

Dedicated HR representative to assist with employee tasks including hiring, recruiting, terminations, and more.

Commercial Insurance

ur dedicated staff of professional accountants and bookkeepers can manage all of your accounting needs.

Workers Compensation

Pay-as-you-go Workers’ Compensation Insurance, where premiums are based on actual payroll. No more Audits.


Our dedicated staff of professional accountants and bookkeepers can manage all of your accounting needs.


Discover How Applied Can Help Your Business

Get the employment resources you deserve.

2931 Plummer Cove Rd.

Jacksonville FL, 32223

Applied Business Solutions has an experienced team committed to answering your questions and solving your business challenges. Please provide us your contact information and you will be introduced to one of our representatives.