Workman’s Compensation, General Liability, Commercial Property and Automotive insurance products with access to all the top rated carriers in the country.
Protect yourself and your business from a variety of liability exposures with commercial insurance. We work with a large number of carriers and can provide access to all the top rated carriers in the country.
Coverage You can Count On
Commercial business insurance is coverage for businesses and corporations, generally designed to cover the business, its employees and ownership. Since there are so many types of businesses with different needs and situations, commercial insurance can come in many shapes, sizes and colors.
Why is EPLI Coverage Important?
Employee lawsuits can be expensive. According to HR Morning, a news site for HR Professionals, the average EPLI lawsuit settlement is roughly $125,000 and the median judgement against employers is about $200,000. 25% of judgements are even more than $500,000. Those costs don’t include additional expenses, such as lost productivity or reputational damage, and often it can be hard to defend yourself in an employee lawsuit. You don’t want a potential million-dollar decision to be based on abstract testimony from both the employer and employee. That’s why its smart to have EPLI coverage to provide the funds to handle your defense and settle lawsuits quickly.
Laws like the Americans with Disabilities Act and the Family Medical Leave Act outline standards employers have to meet. When employers break these rules, even without meaning to, they may face a lawsuit. Employment practices coverage helps businesses handle the cost of these suits.
Unfavorable treatment due to national origin, race, ethnicity and/or disability.
Discrimination based on a person’s sex or unwanted sexual advancements or comments in the work environment.
Cyber Liability – CyberPro Protects Your Business
CyberPro is a unique cutting edge cyber liability solution, covering network business interruption, ecommerce trading exposures, crime and protection from media and intellectual property risks. CyberPro also includes loss control education and training; and full post breach crisis management assistance. This program is suitable for nearly all clients with independent insuring agreements so that a policyholder can “pick and choose” their coverage according to requirements.
Up to date advice and information helping policyholders avoid or minimize breach events. Should such events occur, events are managed appropriately and effectively.
The Cyberscout learning management system (LMS) is an online training program that keeps you informed of the latest legal and regulatory developments affecting your business.
The Cyberscout team helps policyholders react swiftly and comprehensively to a data privacy breach. This team of experts assists with outlining a clear response strategy and supports policyholders following a data loss incident.